Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama SR-22 & High-Risk Auto Insurance GuideAlabama SR-22 costs $15–$50 to file and lasts 3 years. High-risk premiums average $2,400–$4,800/year. Find carriers and rate recovery timelines.→

Alaska SR-22 & High-Risk Auto Insurance GuideAlaska SR-22 lasts 3 years and costs $25–$50 to file. High-risk premiums: $2,200–$5,400/yr. DUI, suspension, and point triggers explained.→

Arizona SR-22 & High-Risk Auto Insurance GuideArizona SR-22 filing lasts 3 years and costs $15–$35. High-risk rates average $200–$400/mo. See triggers, carriers, and rate recovery timelines.→

Arkansas SR-22 & High-Risk Auto Insurance GuideArkansas SR-22 lasts 3 years and costs $15–$35 to file. High-risk rates: $2,400–$4,800/year. Points drop after 3 years. Compare carriers now.→

California SR-22 & High-Risk Auto Insurance GuideCalifornia SR-22 filing lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,400–$4,800/yr. Compare non-standard carriers.→

Colorado SR-22 & High-Risk Auto Insurance GuideColorado SR-22 filing lasts 3 years and costs $15–$35. High-risk premiums average $2,400–$4,800/year. Compare carriers for DUI, violations, suspensions.→

Connecticut SR-22 & High-Risk Auto Insurance GuideConnecticut SR-22 lasts 3 years for DUI and suspensions. High-risk rates average $2,200–$4,200/yr. Find carriers and lower premiums.→

Delaware SR-22 & High-Risk Auto Insurance GuideDelaware SR-22 filing costs $15–$50, lasts 3 years, and follows DUI or suspensions. High-risk rates average $2,200–$5,400/year.→

Florida SR-22 & High-Risk Auto Insurance GuideFlorida requires FR-44 for DUI (3 years, $3,500–$7,500/yr) and SR-22 for suspensions. Point threshold is 12 in 12 months. Compare carriers.→

Georgia SR-22 & High-Risk Auto Insurance GuideGeorgia SR-22 lasts 3 years and costs $15–$50 to file. High-risk premiums range $2,400–$5,200/year. Points drop after 2 years. Compare carriers now.→

Hawaii SR-22 & High-Risk Insurance Guide 2025Hawaii SR-22 filing costs $15–$35 and lasts 3 years. High-risk premiums average $2,400–$4,800/yr. Requirements, carriers, and rate recovery.→

Idaho SR-22 & High-Risk Auto Insurance GuideIdaho SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,400–$4,800/year. Compare quotes for DUI, violations, and SR-22.→

Illinois SR-22 & High-Risk Auto Insurance GuideIllinois SR-22 filing lasts 3 years and costs $15–$50 to file. High-risk premiums average $2,200–$4,600/yr. Compare carriers for drivers with violations.→

Indiana SR-22 & High-Risk Auto Insurance Rates 2025Indiana SR-22 filing lasts 3 years and costs $15–$50. High-risk premiums average $2,400–$5,200/year. Compare carriers for drivers with DUI, violations.→

Iowa SR-22 & High-Risk Auto Insurance RatesIowa SR-22 filing lasts 2 years and costs $15–$50. High-risk premiums average $2,200–$4,600/yr. Compare carriers for drivers with violations.→

Kansas SR-22 & High-Risk Auto Insurance GuideKansas SR-22 lasts 2 years and costs $15–$50 to file. High-risk rates average $2,400–$4,800/year. Compare carriers for DUI, violations, and points.→

Kentucky SR-22 & High-Risk Auto Insurance Rates 2024SR-22 in Kentucky costs $15–$50 to file and lasts 3 years. High-risk premiums average $2,400–$4,800/year. Compare quotes for DUI, points, suspensions.→

Louisiana SR-22 & High-Risk Auto Insurance GuideLouisiana SR-22 filing costs $15–$35 and lasts 3 years. High-risk insurance averages $2,200–$4,600/year. Compare carriers and recovery timelines.→

Maine SR-22 & High-Risk Auto Insurance (2025 Guide)Maine SR-22 costs $15–$35 to file and lasts 3 years. High-risk premiums average $2,400–$4,800/yr. Compare carriers for DUI, suspensions, points.→

Maryland SR-22 & High-Risk Auto Insurance GuideMaryland SR-22 lasts 3 years and costs $15–$50 to file. High-risk premiums average $2,200–$4,800/yr. Compare carriers and rate recovery options.→

Massachusetts SR-22 & High-Risk Auto Insurance GuideMassachusetts doesn't require SR-22. High-risk premiums average $2,800–$5,200/yr. SDIP surcharges last 6 years. Compare non-standard carriers now.→

Michigan SR-22 & High-Risk Auto Insurance GuideMichigan SR-22 filing lasts 2 years and costs $15–$35, but high-risk premiums average $2,800–$5,200/year. Compare carriers and find coverage.→

Minnesota SR-22 & High-Risk Auto Insurance GuideMinnesota SR-22 lasts 3 years and costs $20–$50 to file. High-risk premiums average $2,400–$5,200/year. Compare carriers and find coverage.→

Mississippi SR-22 & High-Risk Auto Insurance GuideMississippi SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $200–$400/mo. Find carriers, rate recovery timelines, and filing rules.→

Missouri SR-22 & High-Risk Auto Insurance GuideMissouri SR-22 lasts 2 years and costs $15–$50 to file. High-risk premiums average $2,200–$4,500/year. Compare quotes and recover rates faster.→

Montana SR-22 & High-Risk Auto Insurance GuideMontana SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,400–$4,800/year. Compare carriers and recovery timelines.→

Nebraska SR-22 & High-Risk Auto Insurance GuideNebraska SR-22 filing costs $15–$35 and lasts 3 years. High-risk premiums average $2,400–$4,800/yr. See rates, carriers, and recovery timelines.→

Nevada SR-22 & High-Risk Auto Insurance GuideNevada SR-22 filing lasts 3 years and costs $15–$25. High-risk premiums average $2,200–$4,500/yr. Compare carriers for DUI, violations, and points.→

New Hampshire SR-22 & High-Risk Auto Insurance GuideNH requires SR-22 for DUI, suspensions, and uninsured driving. Filing lasts 3 years. High-risk rates: $2,400–$5,200/yr. Compare carriers now.→

New Jersey SR-22 & High-Risk Auto Insurance RatesSR-22 filing costs $15–$50 in NJ, lasts 3 years, and raises premiums to $2,800–$5,200/yr. Compare high-risk carriers and recovery options.→

New Mexico SR-22 & High-Risk Auto Insurance GuideNew Mexico SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,200–$4,600/year. Compare quotes and rate recovery options.→

New York SR-22 & High-Risk Auto Insurance GuideNY doesn't use SR-22—drivers need FS-1/FR-44 filings. High-risk rates: $2,800–$5,200/yr. 11 points = suspension. Points drop off in 18 months.→

North Carolina SR-22 & High-Risk Auto Insurance GuideNC SR-22 lasts 3 years, costs $15–$50 to file. High-risk rates: $2,400–$5,200/yr. DUI, DWLR, and uninsured accidents trigger filing.→

North Dakota SR-22 & High-Risk Auto Insurance GuideND SR-22 lasts 3 years, costs $15–$35 to file. High-risk premiums: $2,200–$4,500/yr. DUI, suspension, point violations—find coverage options.→

Ohio SR-22 & High-Risk Auto Insurance Rates 2024Ohio SR-22 lasts 3 years and costs $15–$50 to file. High-risk drivers pay $2,400–$5,200/year. Compare DUI, violation, and SR-22 coverage options.→

Oklahoma SR-22 & High-Risk Auto Insurance GuideOklahoma SR-22 filing lasts 3 years and costs $15–$35. High-risk drivers pay $2,200–$4,500/yr for full coverage. Compare carriers serving violations.→

Oregon SR-22 & High-Risk Auto Insurance GuideOregon SR-22 filing lasts 3 years, costs $15–$25, with high-risk premiums averaging $2,100–$4,500/year. Compare carriers for violations and DUI.→

Pennsylvania SR-22 & High-Risk Auto Insurance GuidePennsylvania SR-22 lasts 3 years and costs $15–$35 to file. High-risk premiums average $2,200–$4,500/year. Compare carriers and rates.→

Rhode Island SR-22 & High-Risk Auto Insurance RatesRhode Island SR-22 costs $15–$50 to file for 3 years. High-risk rates: $2,400–$5,200/year. Get quotes from carriers serving DUI and violations.→

South Carolina SR-22 & High-Risk Auto Insurance GuideSouth Carolina SR-22 lasts 3 years and costs $15–$50 to file. High-risk rates average $2,400–$5,200/yr. 12+ points triggers suspension.→

South Dakota SR-22 & High-Risk Auto Insurance GuideSouth Dakota SR-22 required for DUI and suspensions, lasts 3 years. High-risk premiums $2,400–$4,800/yr. Filing costs $15–$35. Points drop after 3 years.→

Tennessee SR-22 & High-Risk Auto Insurance GuideTennessee SR-22 filing lasts 3 years for DUI and suspensions. High-risk premiums average $2,100–$4,500/yr. Compare non-standard carriers now.→

Texas SR-22 & High-Risk Auto Insurance Rates 2024Texas SR-22 lasts 2 years and costs $15–$35 to file. High-risk premiums average $2,400–$5,200/year. Compare carriers and find coverage now.→

Utah SR-22 & High-Risk Auto Insurance GuideUtah SR-22 filing lasts 3 years for DUI or suspension. High-risk premiums average $2,400–$4,800/year. Compare non-standard carriers.→

Vermont SR-22 & High-Risk Auto Insurance GuideVermont SR-22 filing lasts 3 years and costs $15–$35. High-risk premiums average $2,400–$4,800/yr. Points drop after 2 years. Compare rates now.→

Virginia FR-44 & High-Risk Auto Insurance GuideVirginia requires FR-44 filing for DUI, not SR-22. High-risk rates average $2,600–$5,200/yr. Compare carriers offering FR-44 in Virginia.→

Washington SR-22 & High-Risk Auto Insurance (2025)Washington SR-22 costs $15–$50 to file and lasts 3 years. High-risk drivers pay $2,400–$5,200/yr. Compare carriers for points, DUI, violations.→

West Virginia SR-22 & High-Risk Auto Insurance GuideWV requires SR-22 for DUI and suspensions (3 years, $15–$50 filing). High-risk rates: $2,200–$4,500/yr. Points drop after 2 years.→

Wisconsin SR-22 & High-Risk Auto Insurance RatesWisconsin SR-22 filing lasts 3 years and costs $15–$25. High-risk premiums average $2,400–$4,800/year. Compare carriers and rates by violation.→

Wyoming SR-22 & High-Risk Auto Insurance GuideWyoming SR-22 filing lasts 3 years and costs $15–$35. High-risk premiums average $2,100–$4,200/yr. Compare non-standard carriers and rate recovery.→